www.MilestoneGoldCard.com Online Privacy Notice


 

This online privacy notice describes how Genesis FS Card Services, Inc., may collect, use and share information  gathered in connection with your use of this website.  Your use of this website may include, but is not limited to, a prequalification request using this website, an application for credit using this website, and/or other submission of information that you provide when you use this website.This notice is separate from and in addition to the Genesis FS Card Services Privacy Policy and the Privacy Policy and the On-Line Privacy Notice of the issuer of any credit card for which you apply via this website or another website.

Online Tracking of Your Use of Website and Information We Collect

So that we may better serve your needs, we and our third-party providers (when applicable) monitor your use of our website(s) and those of our third-party providers (when applicable). In using such website(s), you acknowledge that we do not filter traffic to block monitoring of your use in response to do-not-track signals or mechanisms external to our systems.

Genesis FS Card Services collects two types of online information: Non-Personal Information and Personal Information.

Non-Personal Information: When you visit our website, we collect the IP address of the device you use to connect to the Internet. In addition, we collect other information such as what browser type you are using, the type of operating system you have, and what website you may have come from and other information from your device settings. We may also collect navigational information such as pages visited and time spent on a particular page.

When you browse our website or respond to one of our emails, Genesis FS Card Services may use cookies, pixel tags, Flash objects, web beacons, clear GIF’s or other technologies to collect information and store your online preferences. Cookies are widely used and most browsers are set up to accept them automatically. If you would prefer, you can choose to not accept cookies. If you prefer not to accept cookies, you can :
 

  • Change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it;
  • Set your browser to automatically not accept any cookies.
 

Personal Information: In addition to the information described above, we may also gather personal information that you provide, such as: your name, address, phone number, email, social-security-number, and/or date-of-birth. For example, we collect personal information when you submit a prequalification request or apply for a new program or account. We may gather your product choice or other preferences and selections along with this personal information and we may connect your personal information to the Non-Personal Information that we also gathered.

If Genesis FS Card Services has other personal information about you, or information that is publicly available from other sources, we may use it in combination with the information we collect on-line.

The information collected through this website is held by Genesis FS Card Services.

How Does Genesis FS Card Services Use the Information We Collect

Genesis FS Card Services may use the information collected in connection with this site in one or more of the following ways:
 

  • To recognize return visits to this site or visits to any other website that Genesis FS Card Services or its affiliates or third-party providers (when applicable) owns or operates
  • To provide information, products, and services that you request
  • To facilitate credit card prequalification requests and/or credit card applications initiated through the site
  • To improve your experience of the site
  • To contact you regarding products and services (1) that Genesis FS Card Services offers and (2) that third parties offer
  • To provide to third parties that may contact you regarding offers of products and services
  • To share your information with third parties for data processing or other business in relation to services or information that you request
  • To share your information with third parties whose products and services you request
 

Genesis FS Card Services may provide your information to third parties (unaffiliated with Genesis FS Card Services, Inc.) and our affiliates, including but not limited to selected third party marketers and vendors as well as third party contractors providing services to Genesis FS Card Services for the operation of the Site and its business, communication services, and fulfillment of orders.

Requests to Limit Sharing

To limit our sharing of your personal information, please refer to the Genesis FS Card Services Privacy Notice and the instructions provided on how to limit our sharing.

Please be aware, if you request to limit our sharing of your personal information as described in the Genesis FS Card Services Privacy Notice, but thereafter, you request a service or product that requires us to share your information with a third party to process your request, then your previous request to limit our sharing of your personal information will not apply to your request for such service or product.

Notice of Changes

From time to time, we may change this notice. The effective date of this notice, as stated below, indicates the last time this notice was revised or materially changed. Your use of the site following these changes means that you accept the revised practices.

Effective Date

 

August 1, 2014

 
 
 

GENESIS FS CARD SERVICES PRIVACY NOTICE

Rev. 03/23
 
FACTS WHAT DOES GENESIS FS CARD SERVICES DO WITH YOUR PERSONAL INFORMATION?
 
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and transaction history
  • Credit History and Credit Scores
 
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Genesis FS Card Services chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Genesis FS Card Services share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes Yes
For our affiliates’ everyday business purposes—
information about your creditworthiness
Yes Yes
For our nonaffiliates to market to you Yes Yes
 
To Limit Our Sharing?
  • Call 1-800-303-8341 - our menu will prompt you through your choice(s)
  • Mail the form below.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When are you no longer our customer, we continue to share your information as described in this notice.
 
Questions?   Call 1-800-303-8341

....................................................................................................................................................................................................................................

Mail-In Form
Mark any/all you want to limit:
  1. Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
  2. Do not allow your affiliates to use my personal information to market to me.
  3. Do not share my personal information with nonaffiliates to market their products and services to me.
Name   Mail To:
Genesis FS Card Services
P.O. Box 4477
Beaverton, OR  97078-4477
Address  
 
City, State, Zip  
 
Who we are
Who is providing this notice? Genesis FS Card Services
 
What we do
How does Genesis FS Card Sevices protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Genesis FS Card Sevices collect my personal information? We collect your personal information, for example, when you
  • Request to be pre-qualified for a credit product
we also collect your personal information from others, such as credit reporting agencies, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include Genesis Financial Solutions and Genesis lending Services
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include other financial companies and nonfinancial companies such as retailers, marketing companies and service providers.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Joint marketing partners include companies such as other financial companies and financial service providers.
 
Other important information
CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so.
 
CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law

WEBSITE TERMS OF USE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

 

This web site (the “Site”) is provided by Genesis Financial Solutions, Inc. (“Genesis Financial”) and/or Genesis FS Card Services, Inc.  (“we”, “us,” “our,” or “Genesis”). By accessing the Site, you agree to the terms and conditions below.   These terms and conditions apply exclusively to your access to and use of the Site, and do not alter any other agreement you may have with us. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE.

 

USE OF THE SITE:
The Site may be used for obtaining information about us and our products or services, or to transact business with us. In order to access the Site, you must be at least 18 years old and a resident of the United States. We do not knowingly market to, or solicit or collect information from, children under the age of 18.

 

PASSWORDS:
We may establish an account on the Site for you (“Account”) in which you can obtain information, from time to time, about your business with us. Access to your Account at the Site requires you to use a login identification (“Login ID”) and password (“Password”) that you select. You agree to keep your Login ID and Password confidential and not share them with anyone else. We may treat any person using your Login ID and Password to have authority to access your Account and act on your behalf with respect to your business with us.

 

LIMITED LICENSE:
The information contained at the Site, including but not limited to text images (other than certain images licensed from third parties) and their arrangement, are copyrighted by Genesis FS Card Services or Genesis Financial.  All rights reserved.
 
Genesis Credit is a service mark of Genesis.  All other trademarks and service marks are property of Genesis unless otherwise clearly implied as belonging to third parties.  Nothing contained at the Site shall be construed as granting by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright or proprietary rights of Genesis of any third party.
 
You are authorized by Genesis to copy, transmit or display any information registered or owned by them on any page of the Site solely for your personal, non-commercial use, provided that any such copy, transmission or display includes any copyright, trademark or service mark attribution as it appears on such page.  The information and material contained at the Site may not otherwise be copied,  transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used, sold, transmitted, used to create derivative work or otherwise used for commercial or public purposes without the prior written consent of Genesis.
The Site may contain other proprietary notices and copyright information, the terms of which must be observed and followed.  Certain images and information at the Site are the copyright or trademark of third parties and any use is subject to the terms and conditions of such third parties.

 

USER CONDUCT:
You agree not to: (1) disrupt or interfere with the security of, or otherwise abuse, the Site, or any services, system resources, accounts, servers or networks connected to or accessible through the Site or affiliated or linked web sites; (2) disrupt or interfere with any other person’s access, use or enjoyment of the Site or affiliated or linked web sites; (3) upload, post or otherwise transmit through or on the Site any viruses or other harmful, disruptive or destructive files; (4) use or attempt to use or access another person's account or personal information, or create or use a false identity on the Site; (5) attempt to obtain unauthorized access to the Site or portions of the Site which are restricted from general access; and (6) violate any local, state or federal laws or regulations that apply to your access to or use of the Site.

LINKS:

The Site may contain links to third party services and resources. We do not control the availability and content of these third party sites. Some of the Web sites with links at the Site are not under the control of Genesis, but rather are exclusively controlled by third parties.  Accordingly, Genesis makes not representations whatsoever concerning such Web sites.  Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular third party service or resource that provides the content. The existence of a link to a third party site does not constitute our endorsement or recommendation of the third party or the third party's site. WE DISCLAIM ALL LIABILITY FOR ANY LOSS OR DAMAGES ARISING FROM THE CONTENT OR PROVISION OF SERVICES OF ANY THIRD PARTY SERVICE OR RESOURCE.  IN NO EVENT WILL GENESIS BE LIABLE TO ANY PARTY FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONTINGENT, CONSEQUENTIAL, RELIANCE OR SPECIAL DAMAGES, LOSSES OR EXPENSES, ARISING FROM THE USE OF ANY HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
 
You must receive our prior written permission before creating a link to the Site. Any unauthorized links or false or misleading uses of the Site or our trademarks or service marks are prohibited. You may not use any robot, spider or other device to monitor Content on the Site.
 

INFORMATION PROVIDED BY YOU:
Genesis FS Card Services collects personal information from you when you apply for a loan or accept offers of credit (“Application Information”) through the Site.  This information includes but is not limited to your name, address, phone numbers, social security number, date of birth, and financial information.  This Application Information will be provided to others in accordance with applicable law and the Online Privacy Policy. 
 
All other comments, feedback, and other information disclosed, submitted, or conveyed by you to us (collectively, the “Comments”) shall be and remain our property and may be used and disclosed by us or others without your further permission. Your provision of Comments to us constitutes an assignment to us of all worldwide, transferable rights, titles, and interests in all intellectual properties of the Comments. We may use and disclose your Comments in any way we choose. You warrant that: (i) any use of Comments by us or others will not violate any right of any third party; and (ii) any Comments are not libelous, unlawful, or obscene.

 

LIMITATION OF LIABILITIES AND WARRANTIES:

All information provided on the Site (the “Information”) is subject to change without notice. While efforts have been made to make the Site helpful and accurate, we do not warrant the accuracy of the Information. We do not provide a warranty regarding virus-free use of the Site or use of any Content downloaded from the Site.
 
THE SERVICES PROVIDED BY US WITH RESPECT TO THE SITE AND ALL CONTENT ON THE SITE ARE PROVIDED “AS IS” AND, TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTY OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTY THAT THE SERVICES SUPPLIED UNDER THIS AGREEMENT ARE OF A REASONABLY ACCEPTABLE QUALITY. WE DO NOT WARRANT THAT FUNCTIONS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE, CONTENT OR THE SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
 
YOU ACKNOWLEDGE, BY YOUR USE OF THE SITE, THAT SUCH USE IS AT YOUR SOLE RISK AND THAT WE WILL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONTINGENT, CONSEQUENTIAL, RELIANCE OR SPECIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH YOUR USE OF THE SITE, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
 
WE WILL NOT BE LIABLE FOR UNAUTHORIZED ACCESS BY THIRD PARTIES TO YOUR TRANSMISSION FACILITIES OR PREMISE EQUIPMENT OR FOR UNAUTHORIZED ACCESS TO OR ALTERATION, THEFT, LOSS OR DESTRUCTION OF YOUR NETWORK, SYSTEMS, APPLICATIONS, DATA FILES, PROGRAMS, PROCEDURES, OR INFORMATION THROUGH ACCIDENT, FRAUDULENT MEANS OR DEVICES, OR ANY OTHER METHOD.
 
THESE LIMITATIONS OF LIABILITY SHALL APPLY, TO THE FULLEST EXTENT PERMITTED BY LAW, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, OR TORT, AND SHALL SURVIVE FAILURE OF AN EXCLUSIVE REMEDY.
 

VIOLATIONS OF TERMS AND CONDITIONS

Genesis reserves the right to seek all remedies available at law and in equity for violation of these terms and conditions, including the right to block access from a particular internet address to the Site.  You agree to defend, indemnify and hold us and our subsidiaries, affiliates, successors and assigns, and our and their respective shareholders, directors, officers, employees and agents, harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, related to your violation of these terms and conditions arising from or relating to your use of the Site, including the services and information provided at the Site,.

LAWS AND REGULATIONS:
User access to and use of the Site is subject to applicable federal, state and local laws and regulations.  Unauthorized use of this system is prohibited and violators may be prosecuted under federal and state laws.  Oregon law and Federal law will govern the interpretation and enforcement of these terms and conditions.
 

CHANGES:
We reserve the right, at our sole discretion, to modify, add or remove (“Change”) any portion of these terms and conditions in whole or in part, at any time. Changes in these terms and conditions will be effective when posted on the Site. Your continued use of the Site after any Changes to the terms and conditions are posted will be considered acceptance of those Changes. We may terminate, change, suspend or discontinue any aspect of the Site, including the availability of any features of the Site, at any time. We also may impose limits on certain features and services or restrict your access to part or all of the Site without notice or liability.

 

OUR PRIVACY POLICY:
Our Online Privacy Notice describes the types of information that we may collect when you visit the Site and how we may disclose that information. By using the Site, you agree to the terms of our Privacy Policy.

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