Consent To Receive Electronic Disclosures
By submitting a pre-qualification request and/or application online, you agree to the following and this constitutes your consent for us to send you electronic communications about your pre-qualification, application and account. When you successfully consent and submit your pre-qualification and/or application through our website, you have successfully demonstrated that you are able to access the information we have posted on such online website.

Communications: You consent to receive communications relating to a Milestone Gold Mastercard Account in electronic form. The communications covered by your consent may include, but are not limited to, (i) the initial disclosure statement (ii) any disclosure required by federal, state or local law, including disclosures under the federal Truth in Lending Act, the federal Fair Credit Reporting Act, and the financial privacy provisions of the Gramm-Leach-Bliley Act, (iii) any disclosures required for enrollment in Credit Protection, and (iv) other disclosures, notices or communications in connection with your application for a Milestone Gold Mastercard.

Withdrawing Consent: You may not submit a pre-qualification request or application online for a Milestone Gold Mastercard unless you also provide your consent to receive electronic communications.

Hardware and Software Requirements: In order to access and retain electronic communications, you must have the following:
1. A widely used, recent generation web browser (for example, Internet Explorer, Safari or Firefox);
2. A personal computer or equivalent device capable of connecting to the internet via dial-up, DSL, cable modem, wireless access protocol or equivalent;
3. Adobe Reader 8.1 or later version; and
4. Sufficient storage capacity on your hard drive or other data storage facility, or a means to print or store notices and information through your browser software.

Paper Copies of Communications: Upon your request, we will provide you with a paper copy of a communication that we provide electronically. If you would like a paper copy of any material, write to us at c/o Bankcard Services, P.O. Box 4477, Beaverton, Oregon 97076. There will be no charge for a paper copy of any material we have provided electronically.

Communications in Writing: All communications in either electronic or paper format from us to you will be considered “in writing”. You should print a copy of this consent and any other electronic communication that is important to you for your records.

Electronic Signatures: You acknowledge that by clicking “Submit” or similar button on the application, you are indicating your intent to receive electronic communications about your pre-qualification and/or application for a Milestone Gold Mastercard and that this shall constitute your signature.

Federal Law: You acknowledge and agree that your consent is being provided in connection with a transaction affecting interstate commerce the is subject to federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.